Skip to main content


Benefits Working Parents Should Look For

Employers offer their employees many benefits. The benefits that are offered can be confusing and complicated to sort through. However, if you know what to look for, you will be ready to negotiate some of these benefits before accepting an offer of employment. Below are a few benefits to advocate for during your job search and with your current employer.

Employee Benefits image

Dependent Care Accounts

Dependent Care Accounts allow working parents to use their pre-tax income to pay for daycare expenses. By contributing pre-tax income, parents can reduce their tax rate for an expense that may be required for their children's care while at work. If you owe money when you file your taxes, using the Dependent Care Account is an optimal benefit. Even if you don't owe the IRS when you file your taxes, reducing your tax rate can still be beneficial at times. There are IRS limits, and the amount your employer will allow you to contribute can vary. With this type of plan, employers do not contribute any funds. You must also use any funds you contribute by the deadline or forfeit your reimbursements.

Flexible Spending Accounts

Flexible Spending Accounts are employer-sponsored plans that allow you to contribute pre-tax income for future medical or dental care and other medical supplies. An FSA is beneficial to parents who have young children who often need to be seen by doctors. This type of account is even helpful for expenses such as assistive devices, medical equipment, hearing aids, and other medical supplies not covered by most plans.

See my feature in Smart Ways Use Up Your FSA Before the Year Ends

Tuition Reimbursement or Scholarships

College can be expensive, and every dollar counts when funding your education or your child's education. Parents should look for scholarships and tuition offerings. Some organizations offer scholarships for employees' children up to a specific age limit. Knowing the requirements of employer scholarship programs can help you prepare your child to be eligible when it's time to apply. In addition, most employers will pay for an employee's tuition if it is relevant to their current profession. The IRS limits employer reimbursements up to $5,250 annually. Employers can decrease the annual amount, but this tax-free benefit can reduce or eliminate the need for a student loan.

Video: 5 Ways To Avoid Student Loan Debt


If you are a parent with school-age children, you may want to take time off for holidays, during spring break or the summer. Negotiating the vacation days you may be eligible for should be accomplished before accepting a position. Typically, once you accept the vacation days available, it won't be easy to adapt this when employed. It's also important to understand when you are eligible to use any accrued vacation. Some employers require employees to be employed for six months before they are eligible. So, ask employers how your vacation days are accrued and attempt to advocate for more.


According to the Bureau of Labor Statistics, the average employer offers 7.6 holidays to its employees. Any more than that, and you may be looking at an above-average employer. Suppose your employer provides the average number of holidays working parents should consider advocating for more. More holidays can enhance employees' work-life balance and decrease the need to use limited vacation days to fill in the blanks when children do not have school or daycare available. 

Discount Programs

Many employers offer discount programs to employees, which can be beneficial when looking to save vehicle purchases or travel during the summer and winter seasons. These programs can come at no cost to employers and save you hundreds to thousands of dollars. If your employer does not offer a discount program with local car dealerships or national perks websites, you can advocate with your HR department to get them included. 

Here are some employee perk websites that are currently available. 

Whatever added benefit an organization offers, many of the benefits listed above are employee-funded and can enhance an employee's work-life balance and lead to happier, healthier employees.


Popular Posts

9 Ways Employers Can Celebrate Juneteenth

What's one way a company can recognize and celebrate Juneteenth? To help you find ways to celebrate Juneteenth as a company, we asked business leaders this question for their best insights. From supporting Black-owned businesses to hosting an African-American guest speaker, there are several ideas that may help you bring your employees together to recognize and celebrate Juneteenth properly. Here are nine ways employers can celebrate Juneteenth and make a financial and social impact within your community and with your employees: Launch a Juneteenth Team-Building Event Invite an African American Guest Speaker Line Up Activities To Help Employees Reflect and Give Support Black-Owned Businesses Go on Museum Tours Celebrate Through Social Media Choose a Way To Actually Celebrate Together Play Trivia Games Throw Virtual Parties Launch a Juneteenth Team-Building Event A company can commemorate Juneteenth by launching a team-building event, where everyone is tasked with researching and pr

Top 4 Ways To Budget For The Holidays

Holiday gift-giving is a time of joy, and the expression you see on someone's face when they open that perfect gift can confirm that you found the perfect gift. Gisele Bundchen stated that "Christmas and the holidays are the season of giving. It's a time when people are kinder and open-hearted." When searching for the perfect gift(s), it's also essential to keep your budget in mind. Here are tips to keep your holiday budget on the right track. Photo by  Jakob Owens  on  Unsplash Budgeting for the Holidays Budgeting for the holidays begins by estimating what you plan to spend for gifts, travel, and food. If you have children, budgeting for presents keeps your budget on track by designating what you will spend on each child. If you have a significant other, agreeing on gift purchase limits for each other can help ensure that one partner doesn't overspend. You can also pre-plan your travel by budgeting at least six months in advance and establishing a limit for f

11 Professionals Share Tips on Asking For A Raise

What's one thing to consider when asking for a raise?  To help you with preparing to ask for a raise, we asked HR managers and CEOs this question for their best insights. From communicating challenges you overcame to presenting tangible numbers and results, there are several tips that may help you ask for a raise in the future. Here are eleven things to consider when asking for a raise: Communicate Challenges You Overcame Consider Asking For Perks Prepare for the Worst Ask for More Than You'd Settle For Make Sure Your Industry is in Good Shape Expect a Waiting Period Determine Why Your Boss Should Give You a Raise Come Into The Meeting Well-Prepared Plan a Year Ahead Consider Your Timing  Present Tangible Numbers and Results Communicate Challenges You Overcame Your boss and company must see your real growth. Therefore, instead of raving about your achievements, narrate the stories of how you encountered a challenge, made a superior result, and solved an issue. When we're ne