Are you searching for ideas on how to have a budget-friendly Halloween? If you're looking to celebrate Halloween without breaking the bank, there are plenty of ways to have a great time without spending too much money. By following some simple tips and tricks, you can create a fun-filled Halloween experience that you and your loved ones will treasure for years. Whether it's getting creative with your costumes, making your own decorations, or finding low-cost ways to enjoy spooky treats and activities, there are plenty of ways to have a great time without breaking the bank. As an Amazon Associate, this post may contain affiliate links. How to Budget for an Affordable Halloween Skip the Store-Bought Costumes Shop at Discount Stores for Decorations Host a Free or Low-Cost Halloween Party Volunteer Your Time Bring the Kids to a Free Event Make the Most of Your Pumpkin Have a Costume Contest Watch Halloween Movies Visit a Pumpkin Patch Skip the Store-Bought Costumes With a bit of creativity and resourcefulness, you can easily find affordable and unique costume ideas online or at a nearby thrift store. Don't be afraid to put your own personal touch on your costume by incorporating your own clothes and accessories. For example, a simple outfit and some fake blood can easily transform you into a spooky zombie. Shop at Discount Stores for Decorations When it comes to Halloween decorations, my favorite spot is the Dollar Tree. Discount stores and dollar stores are great places to find affordable Halloween decorations. You can find a variety of spooky decorations like plastic pumpkins, fake spiders, and eerie tablecloths and napkins. If you're looking for even more budget-friendly options, thrift stores and garage sales often have good deals, too. See my feature in Real Simple How to Budget for the Holidays Host a Free or Low-Cost Halloween Party Why not host a party at home instead of going to a bar or restaurant? You can affordably provide some simple food and drinks while inviting your guests to bring their own costumes. It's also a great idea to ask your guests to bring a dish to share while you provide the main course or dessert. Volunteer Your Time If you're looking for a way to celebrate Halloween while positively impacting your community, consider volunteering at a local soup kitchen or homeless shelter. Not only will you be able to enjoy the spooky holiday and save money, but you'll also be able to help those in need. Volunteering at these organizations can involve preparing and serving meals, organizing donations, and assisting individuals experiencing homelessness. It's a great way to give back and make a difference in the lives of others. Bring the Kids to a Free Event Numerous communities across the country present a plethora of free Halloween festivities, including trunk-or-treat activities held at local schools or churches. These events offer a convenient and cost-effective way for families to celebrate this beloved holiday without breaking the bank. These events are held during school hours or earlier in the day, so you don't have to stay out late at night going door to door. Make the Most of Your Pumpkin Instead of just carving your pumpkin and throwing it away, consider repurposing it into tasty treats such as pumpkin soup, bread, or pie. Not only will this help reduce waste, but it's also a great way to use the entire pumpkin and enjoy some delicious meals. So next time you're done with your pumpkin carving, save those seeds and get cooking! Check out The Great Big Pumpkin Cookbook for inspiration for your next fall get-together. See my feature in U.S. News 10 Simple and Free Budgeting Tools Have a Costume Contest Instead of Giving Out Candy Planning a costume competition is an excellent initiative that can engage all members of the community while simultaneously providing a cost-effective alternative to distributing candy. It is a fantastic opportunity for people to showcase their creativity, express themselves, and bond with each other in a fun-filled environment. Moreover, it can foster a sense of camaraderie and promote a positive community spirit. Overall, organizing a costume contest is a well-thought-out idea that can benefit everyone involved. Spend Time at Home Watching Halloween Movies To fully immerse yourself in the Halloween spirit, why not whip up some delicious popcorn and settle down on the couch to enjoy an array of classic Halloween movies? Some great options to consider include "Hocus Pocus," "The Nightmare Before Christmas," and "Beetlejuice." These movies are sure to provide the perfect blend of spooky and fun for a memorable Halloween movie marathon. Visit a Pumpkin Patch In the past, my children loved visiting Pumpkin Patches during the autumn season. Pumpkin patches offered an overload of exciting activities, including games, bounce houses, corn mazes, hay wagon rides, petting zoos, and other fun fall foods to enjoy. It was an excellent way for them to revel in the joys of autumn and create unforgettable memories. What's Next? Don't let a tight budget hold you back from enjoying the spooky season - with a little bit of creativity and planning, you can have the Halloween of your dreams without spending a fortune! So, why not give it a try and see how much fun you can have while still sticking to your budget? Here are some additional tips for staying safe on Halloween: Trick-or-treat with a buddy. It's always safer to go trick-or-treating with a friend or family member. Stay in well-lit areas. Avoid going trick-or-treating in dark or isolated areas. Don't eat any candy that you haven't opened yourself. This is to avoid getting sick from tampered candy. Be aware of your surroundings. Don't walk alone, and be careful crossing the street. I hope these tips help you have a safe and affordable Halloween!

Looking for a hobby that can double as a profitable side hustle? I've gathered ten unique perspectives from CEOs and founders on this topic. From the unconventional venture of ghost hunting to the creative pursuit of blogging for passive income, these hobbies offer a fun and fulfilling way to spend your free time. They can also help to generate a steady stream of income. So why not broaden your horizons and explore these exciting opportunities? 10 Hobbies That Can Be Profitable Side Hustles Ghost Hunting: An Unconventional Business Venture Investing in Startups: A Risky but Rewarding Hobby Monetizing Social Media: A Modern Side Hustle Writing: A Profitable Passion Real Estate Investing: A Scalable Side Hustle Baking: A Delicious Way to Earn Extra Metal Detecting: Unearthing Hidden Treasures for Profit Pet Training: A Niche Market with Potential Photography: A Creative Outlet for Passive Income Blogging: Creating Passive Income through Writing Ghost Hunting: An Unconventional Business Venture Going against the grain, it can be said that a lot more hobbies can be turned into a side hustle than one might think. Take ghost hunting, for instance. This hobby involved a lot of learning, doing, and purchasing the right equipment. Eventually, selling that equipment became a side hustle, and now it's a business called Spirit Shack. In the beginning, there would have been many doubters if the idea of turning this into a side hustle was proposed, and there wasn't a direct path to making it work. However, finding the right rhythm eventually led to the creation of a unique business that has a market and earns money. Sam Ashford, Director, SpiritShack Investing in Startups: A Risky but Rewarding Hobby It may not exactly be a side hustle, but investing in startups is a project that I quite enjoy being involved in and am very passionate about. It is also a very good avenue to earn a passive income. In my downtime from my main project of co-founding a gaming website, I engage in either business-related advising or working with startups. The startups that I am usually drawn to have the potential to assist future generations; they are generally linked to educational purposes. While holding substantial risks, a startup can have a massive future payout if successful. Basically, we provide capital to a budding business, and, in return, we own rights to a portion of the business and the profits they make. Not only is it a good income opportunity, but it is also a method of creating generational wealth for your future descendants. Neal Taparia, Co-Founder, Cribbage Online Monetizing Social Media: A Modern Side Hustle Social networking is a thriving industry with enormous earning possibilities. If you know how to earn likes on Instagram or go viral on TikTok, social media may be the ideal location for your side hustle. There are numerous social media side-hustle options available, such as photo/video editing, social media administration, caption writing, and scheduling. Alternatively, you can grow your own page and use it to your own liking, such as affiliate marketing, online selling, advertisements, and more. These are valid ways to generate income from your scrolling hobby on social media. The best part about this side business is that you can do it from anywhere in the world! Samantha Hawrylack, Founder, How To FIRE Writing: A Profitable Passion If you love to write a journal before bed and have the skills to write stories and articles, you may monetize your hobby. Writing can help you generate a side income. If you have skills and a passion for writing, you can pitch to different clients or companies with your outstanding writing samples. You can be a copywriter for advertising content, as they are in high demand. Also, you can diversify your hobby by creating short e-books for major platforms. You will make a reasonable sum of money as your side hustle. Perry Zheng, Founder and CEO, Pallas Real Estate Investing: A Scalable Side Hustle Real estate investing can start as a hobby and become a serious side hustle—or even a full-time business. This is a lesson learned from my grandfather, who earned enough through real estate to have consistent income streams long after his early retirement. It's scalable (start small and buy more rental properties as your income grows). It's recession-proof (people will always need affordable housing), and you don't need to be an expert to get started. Ryan Chaw, Founder and Real Estate Investor, Newbie Real Estate Investing Baking: A Delicious Way to Earn Extra Baking and selling homemade treats is a hobby with great side hustle potential. It's a win-win—you enjoy baking, and others get delicious goodies. There's a demand for homemade and unique treats, making it a viable income source. You can start small, sell at local markets or online, and gradually build a customer base. The low initial investment and flexible hours make it suitable for busy schedules. Plus, your passion for baking adds an extra touch to your products. With consistent quality and creativity, it's a great way to earn some extra bucks. Ann Young, CEO, Fix The Photo Metal Detecting: Unearthing Hidden Treasures for Profit One hobby that can become a steady income is metal detecting, just like my friend, who often spends weekends doing it. He explores different areas with a metal detector and finds various items, some of which have surprising value. Many people lose rings, coins, or other valuable metal objects; a skilled hobbyist with a good metal detector can find them. After cleaning and sometimes restoring these items, my friend can sell them to collectors or others who appreciate their value. It's a hobby that can pay for itself and generate extra money. It's exciting and rewarding, making it a great side hustle. Martin Potocki, CEO, Jobera Pet Training: A Niche Market with Potential One hobby with the potential for good money is helping pet owners with pet training and resolving problems. Most people own pets today but get frustrated when their pets destroy things, seem out of control, or appear untrainable. Those who have had pets, taken classes with their pets, or love and know about animals are a perfect fit to help. Since it involves working with the pet and pet owners in the home as a personalized service, you will be in a unique niche that pet stores and obedience schools aren't offering. You can charge decently, and it can be fun as well. Bruce Tasios, CEO, Tasios Orthodontics Photography: A Creative Outlet for Passive Income One hobby that holds the potential to generate a consistent income as a side job is photography. In today's digital age, photographers can monetize their art by selling it online to a worldwide audience. This can be accomplished through stock photo websites, print sales, or even bespoke commissioned projects. Furthermore, photographers can offer their services for special occasions such as weddings or business events. Photography is an ideal side hustle due to its flexible nature, creative outlet, and potential for passive income through online sales. As businesses increasingly recognize the importance of high-quality visuals, the demand for professional photography services continues to rise. Photography is an ideal side hustle due to its flexible nature, creative outlet, and potential for passive income through online sales. As businesses increasingly recognize the importance of high-quality visuals, the demand for professional photography services continues to rise. Khurram Mir, Founder and Chief Marketing Officer, Kualitatem Inc. Blogging: Creating Passive Income through Writing If you love to write and have been thinking about getting paid to do so, blogging is a great option for you. There are tons of websites out there that will pay you to write about a certain topic, product, or service. You will need to research and find the right websites that will be the best fit for you, but once you do, you will create passive income by writing content for them. Matthew Ramirez, Co-Founder, USMLE Test Prep What's a hobby that you have that's been profitable? Leave a comment below.

Did you receive a P-EBT card in your child's name? Summer Pandemic Electronic Benefits Transfer (P-EBT) is a program that provides food assistance to children who are eligible for free or reduced-price school meals but were missing meals due to school closures or reduced hours caused by the COVID-19 pandemic. With P-EBT, benefits are loaded onto an EBT card with your child's name on it, and it can be used to purchase food at authorized retailers. Florida has taken it a step further and issued Summer benefits for children who may go without food during the summer months. As an Amazon Associate, this post may contain Affiliate Links. What is Summer P-EBT all about? In Florida, the amount of P-EBT benefits a child will receive is $120 per student. To be eligible for P-EBT, a child must: Be enrolled in a school that participates in the National School Lunch Program (NSLP) or School Breakfast Program (SBP) Be eligible for free school meals, TANF, Medicaid, or Have attended a school that participated in the Community Eligibility Provision (CEP) If you don't have SNAP benefits, your child will receive a card in the mail. However, if you already receive SNAP benefits, the P-EBT benefits will be loaded onto the same EBT cards, so you may notice an increase in your eligible spend for the month. Why is Summer P-EBT being issued to children? As stated by the United States Department of Agriculture (USDA), a staggering one in four children in the country experiences food insecurity, a term that encompasses the lack of access to adequate food for a healthy and active lifestyle. Summer P-EBT food benefits are helpful for children because they can help to prevent hunger and malnutrition during the summer months when children are not receiving meals at school. Hunger can have a negative impact on children's physical and mental health, their ability to learn, and their behavior. Here are some additional things to know about P-EBT: Benefits can be used to purchase food at authorized retailers, such as grocery stores, supermarkets, and convenience stores. Benefits cannot be used to purchase alcohol, tobacco, or hot prepared foods. Benefits cannot be transferred to another person. The child must not be currently enrolled in an approved summer feeding program. If you have any questions about P-EBT, you can submit an inquiry to the Florida Department of Children and Families. How To Find Healthy Food When You Live in a Food Desert

Your Path to Financial Freedom and Success Welcome to The Informed Finance Blog, your one-stop shop for all things financial. Here you can take control of your money and achieve your financial goals. Whether you're just starting out or seasoned in managing your finances, there's something for you. Annette Harris 6 days ago 10 Hobbies that Can Be Turned into Profitable Side Hustles & Why They Succeed Looking for a hobby that can double as a profitable side hustle? Why not broaden your horizons and explore these exciting opportunities? Annette Harris Aug 19 Summer Pandemic Electronic Benefits Transfer in Florida Summer Pandemic Electronic Benefits Transfer (P-EBT) is a program that provides food assistance to children who are eligible for free or red Annette Harris Aug 13 6 Effective Approaches to Handling Debt After a Divorce Navigating through debt post-divorce can be a daunting task. There are a variety of strategies available to help manage debt post-divorce. Adve rtiser Disclosure Popular Posts Annette Harris 6 Effective Approaches to Handling Debt After a Divorce 37 Annette Harris 6 Strategies for Handling Personal Finances During and After a Divorce 106 Annette Harris Creating a Judgement-Free Zone When Communicating About Financial Matters as a Couple 71 Annette Harris 9 Tips for Balancing Individual and Shared Financial Goals in Romantic Partnerships 31 Adve rtiser Disclosure Career Tips Annette Harris Work Smarter, Not Harder: Surprisingly Easy Jobs in Finance You Need to Know About Annette Harris 9 Ways Employers Can Celebrate Juneteenth Annette Harris How to Start Your Business and Create a Branding Strategy Annette Harris 10 Things You Should Do If You Didn't Save for Retirement Looking for something else? Start here. Retirement Entrepreneurship Homeownership College Taxes Military Adve rtiser Disclosure 10 Hobbies that Can Be Turned into Profitable Side Hustles & Why They Succeed Summer Pandemic Electronic Benefits Transfer in Florida 6 Effective Approaches to Handling Debt After a Divorce 6 Strategies for Handling Personal Finances During and After a Divorce Creating a Judgement-Free Zone When Communicating About Financial Matters as a Couple The Best Personal Finance Books for Every Stage of Life Recent Posts Read More Featured In:

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Why Should You Work With Annette? Booking Request Form Annette has been lucky enough to be featured as an authority in various publications and invited to discuss coaching and training techniques in the greater community. Take a look below at the latest articles that I have been featured in, as well as tips and tricks about getting the most out of your life. ​ For a complete list of features and collaborations, click here . Annette was also a runner-up in the 2021 Black Women's Roundtable Pitch Competition. Download Annette's Media Kit Complete the form below, and we'll get back to you within 1-2 business days. First name Email Subject Please tell us more about your inquiry. Submit Thanks for submitting! Harris Financial Coaching Play Video Play Video 03:25 8 New Home Upgrades That are a Waste of Money | Avoid These To help you avoid unnecessary home upgrades, I asked real estate experts and homeowners this question for their best insights. From avoiding wallpaper to saying no to custom built-ins, several recommendations may help you avoid choosing needless new home upgrades in the future. Here are eight new home upgrades you should avoid: 0:25 Wallpaper 0:44 Non-Eco-Friendly Features 1:11 Glass Front Door 1:26 Granite Countertops 1:53 Light Fixtures 2:14 Kitchen Backsplash 2:36Custom Built-Ins 2:47 Wood Flooring Check out the article on my blog: https://www.harriscashcoach.com/post/8-new-home-upgrades-you-should-avoid Main Website ➡️ https://www.harriswealthcoach.com/ Instagram ➡️ https://www.instagram.com/harriscashcoach #HarrisCashCoach #HarrisFinancialCoaching #personalfinanceforwomen Play Video Play Video 05:23 Harris Financial Coaching Each week on “Buzzworthy Veterans,” Ant Stroud talks to veterans who have been doing Buzzworthy things around the community. This week, Ant sat down with Annette Harris from Harris Financial Coaching. Annette provides financial coaching services to help individuals achieve their financial goals or work through difficult situations surrounding retirement planning, budgeting, or wealth building. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Website ➡️ https://www.harriswealthcoach.com/ Consultation ➡️ https://www.picktime.com/harriscashcoach ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ BLOG➡️ https://www.harriscashcoach.com/ Instagram ➡️ https://www.instagram.com/harriscashcoach ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Start Your Wealth Building Journey Today! Building Wealth Course ➡️ https://harriswealthcoach.thinkific.com/collections ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #HarrisCashCoach #HarrisFinancialCoaching #PersonalFinance Play Video Play Video 03:52 Harris Financial Consulting; Annette Harris. Warrior Chapter, Service2CEO Graduation Pitch Harris Financial Consulting helps individuals achieve financial empowerment, freedom, and independence. If it’s getting your budget on track, determining your income and expenses, understanding and managing your credit, setting goals for retirement, or even having difficult conversations with your family about money at Harris Financial Coaching we’re here to help. Website: http://www.harriswealthcoach.com/ Linkedin: https://www.linkedin.com/in/harriscashcoach/ FaceBook: https://www.facebook.com/harrisfinancialcoach Instagram: https://www.instagram.com/harris.financial/ Twitter: https://twitter.com/HarrisCashCoach YouTube: https://www.youtube.com/channel/UCgP-ESGUFRnNp_Bg4_ylpOA About The Rosie Network. We believe those who serve our nation have earned the right to the American Dream of small business ownership. Our mission is their success. What is Service2CEO? Service2CEO is a free national award-winning entrepreneurship program for active-duty, veterans and military spouses. Combining online and classroom learning with mentors, subject matters experts and accountability partners, our comprehensive Service2CEO curriculum has a proven track record of empowering those who serve to successfully launch, grow and scale their business. The Rosie Network is a non-profit organization. Visit www.therosienetwork.org to learn more and donate TODAY to help us support military connected entrepreneurs. Federal Tax ID Number: 46-1522625 Play Video Play Video 07:32 Harris Financial Coaching - Business and Military Service Learn more about how I can help guide you in achieving your financial needs and a little bit about me too! Annette provides financial coaching services in order to help individuals achieve their financial goals or work through difficult situations surrounding retirement planning, budgeting, or wealth building. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Website ➡️ https://www.harriswealthcoach.com/ Consultation ➡️ https://www.picktime.com/harriscashcoach ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ BLOG➡️ https://www.harriscashcoach.com/ Instagram ➡️ https://www.instagram.com/harriscashcoach ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Start Your Wealth Building Journey Today! Building Wealth Course ➡️ https://harriswealthcoach.thinkific.com/collections ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #HarrisCashCoach #HarrisFinancialCoaching #PersonalFinance Play Video Play Video 31:29 Glow Up, Gyrl Podcast: Season 2: Episode 34: Reaching Financial Freedom We're kicking off the new year with Financial Coach, Annette Harris. We're talking all things finance and how you can achieve financial freedom. Annette will share her personal journey to financial freedom as well as some key things you need to do to begin your journey. Learn more about Annette at https://www.harriswealthcoach.com/ Follow Annette on Instagram @harriscashcoach Play Video Play Video 13:53 Couple Became Debt Free After Paying Off Over $400k, Saving Them Over $140k #FinancialLiteracy #WomenAndMoney #WomensEmpowerment #DebtFree #Moneygoals In this video, I interviewed a fabulous couple, Annette and Dweise. They shared about how they worked together to become debt-free. They explain how becoming debt-free is very much attainable. 6 Steps to Set Goals and Achieve them ➡️ https://youtu.be/2QKL_X0HqNY Top 5 Goal for 2021➡️ https://youtu.be/i11uv9XuBlQ Budget Basics video➡️ https://youtu.be/MRUzgJmp1mY Welcome to my channel! This channel is all about financial literacy. I empower women, in particular, to become financially literate or increase their financial literacy. I will share financial information to assist you to achieve your financial goals whether they be, getting out of debt, planning for your retirement, and more. I'm dedicated to seeing you accomplish your goals. Follow me on Twitter: @women_financial Instagram: @womensfinancialempowermentgrp Like my business page Facebook: Women's Financial Empowerment Group Join my private group: Women's Financial Empowerment Group (WFEG) Visit my website for a free consultation for financial coaching or bookings: https://womensfinancialempowermentgroup.info Contact me at awomensfinancialempowerment@gmail.com Play Video Play Video 28:28 Ep 031: Is Budgeting a Dirty Word? Begin With the End in Mind! Annette Harris – The Confident Retirement Podcast with Kris Flammang Episode 031 Is Budgeting a Dirty Word? Begin With the End in Mind! Featuring Annette Harris, Harris Financial Consulting Annette Harris, Founder of Harris Financial Coaching, is a lifelong learner with nine degrees, a military veteran, mother, and has a great passion for personal fitness. Annette is just as passionate about the importance of financial literacy and creating a safe space for having her clients feel comfortable when having conversations about debt management, budgeting and other money matters. Her values are clear, as she believes in operating in a respectful environment. Her business is growing, and she is expanding to better serve military veterans. We filled our conversation with insights, including: Build a habit for budgeting and be consistent. Set up a personal reward system. Don’t use credit if you don’t need it. Make financial literacy a family conversation. Using a vision board and money mantras. Be inspired and enjoy the show! Connect with Annette: Website: www.harriswealthcoach.com LinkedIn: https://www.linkedin.com/in/harriscashcoach/ Instagram: https://www.instagram.com/harriscashcoach/ YouTube: https://www.youtube.com/channel/UCgP-ESGUFRnNp_Bg4_ylpOA Facebook: https://www.facebook.com/harrisfinancialcoach Connect with Kris Website: https://www.lpfadvisors.com/ LinkedIn: https://www.linkedin.com/in/kristopher-flammang-lpfadv/ Twitter: @kflammang Featured In: