Freezing temperatures mean it's the perfect time to snuggle up by the fire with a good book. Why not increase your financial literacy and set financial goals simultaneously? I've scoured the web and my Kindle arsenal for some must-read financial books that can help you set and achieve your plans for the coming year.

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Books for Budgeting, Saving, Investing, and Goal-Setting

1. Sexy Money: Infusing Pleasure and Power into Money While You Make More Than Ever by Genevieve Rackham

Who thought that money could be considered sexy? Well, not having money can be scary, stressful, and troubling. Genevieve discusses how your spirituality can eliminate your scarcity mindset into one of abundance in this book. Changing your money mindset can strengthen your relationship with money and heal your heartache. Sexy Money will infuse pleasure into your life and make the process of getting rich irresistible.

2. You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want by Jesse Mecham

Yes, you do need a budget. Creating a weekly, monthly, and annual budget can help you set and achieve your financial goals. Jesse describes that you need to give every dollar a job. Before your income enters your bank account, you should allocate it to a specific purpose. If it's for your wants, needs, or savings, creating a budget allows you to let your money do its job. This book is a valuable resource that will enable you to use a tried-and-true system that I have used for years. As the title states, you can get out of debt and live the life you want today.

3. Think and Grow Rich by Napoleon Hill

The cover page of my Linkedin profile is a quote from Napoleon Hill: "Whatever the mind can conceive and believe, it can achieve." This quote resonated with me when I first read it and continues to motivate me in every action or goal that I set for myself. In this book, Napoleon recounts stories from Andrew Carnegie, Arthur Nash, Henry Ford, and other well-to-do millionaires that you may recognize. Learning the secrets of others can help you manifest money into your life. You just have to know what you want, think about it, and achieve the goals you set for yourself.

4. Rich As F*ck: More Money Than You Know What to Do With by Amanda Frances

Have you ever had more money than you know what to do with? Do you want more money than you know what to do with? This question can be debatable depending on your financial situation, but as Amanda states, "it's time to look behind the curtain at money." This money mindset book walks you through your mental struggles with money and teaches you to believe in yourself and the positive choices you are making with your money.

5. Financial Starter Kit: Gain Financial Literacy and Avoid the Pitfalls of the American Dream by Symone Beez

If you need a jump start on your financial literacy, the Financial Starter Kit is for you. Beez reviews the basics of financial literacy, which include credit, mortgages, stocks, business loans, and interest rates. These things are not taught in school, so you may have missed them growing up. I recommend this book for teens and other young adults just starting their financial journey. This book also includes worksheets and other valuable resources that can guide you in setting and achieving your financial goals.