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Easy Tips To Save Money: 27 Creative Ways To Save

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8 Tips To Nail a Virtual Job Interview

What is one tip you have for candidates preparing for a virtual interview? To help you do well in a virtual job interview, we asked hiring managers and experienced recruiters this question for their best advice. From being well-prepared and engaging to maintaining eye contact with the interviewer, there are several pieces of advice that may help you perform well in virtual job interviews. Here are eight tips for nailing virtual job interviews: Be Well-Prepared and Engaging Test Out Your Environment and Technology in Advance Turn Off Notifications On Phone and Computer Speak With Confidence and Be Authentic Write Down Things To Refer To During The Interview Focus On the Fundamentals Show Interest and Stay Engaged Maintain Eye Contact With The Interviewer Be Well-Prepared and Engaging  Stay in the moment for a virtual interview. Though “stay in the moment” might seem cliche or vague, this adage encapsulates patience and awareness and works best with deep breathing. Research, practice, an

4 Ways To Save For Retirement as a Tipped Employee

How can you save for retirement while working in a tipped position with no benefits?  To help you save for retirement as a tipped employee, we asked thought leaders this question for their best insights. From exploring tax-advantaged plans to tapping the features of cash value life insurance, there are practical options that may help you save long-term for retirement.  Here are four ways to save for retirement as a tipped employee: Set Up 401(k) and Invest in ESPPs and ESOPs Limit Spending and Save Explore Tax-Advantaged Plans and Related Options Tap The Features of Cash Value Life Insurance Explore Tax-Advantaged Plans and Related Options No access to an employer-sponsored retirement plan like a 401(k)? You can still contribute to a tax-advantaged retirement plan if your income is documented on a 1099 or W-2. The earned income could allow you to make a tax-deductible contribution to an individual retirement account (IRA). More options exist for those with income reported on a 1099 for

6 Things To Do When You Get a Raise

What is one thing someone should do when they earn a big promotion and raise at work?  To help you make the best out of your promotion and raise at work, we asked business leaders this question for their best insights. From expressing gratitude to updating your resume, there are several pieces of advice that may help you make the best use of your promotion and raise at work.  Here are six things to do when you get a raise: Express Gratitude Make Smart Decisions Avoid The Trap of Overspending Improve Your Quality of Life Adjust Your Monthly Savings Update Your Resume Express Gratitude The concepts of the self-made man and overnight success have begun to unravel as professionals start to recognize the contributions of others. After a big win, it’s tempting for hard-chargers to set the next goal, but allow yourself a moment of reflection. Consider what you learned from the victory and who helped you along the way. Then, thank them and commit to repaying the kindness. Mentors move mountain

6 Tips For Managing Your Money After A Divorce

What is one financial tip for surviving financially after a divorce? To help you manage your money after a divorce, we asked business leaders this question for their best advice. From getting another source of income to seeking support from family, there are several tips that may help you best manage your money after a divorce. Here are six tips for managing your money after a divorce: Get Another Source of Income Focus on Self Preservation Take Control of Your Finances Create a New Budget Request a Mortgage Modification  Seek Support From Family and Friends  Get Another Source of Income Your financial capability will surely drop after a divorce. You have to adjust your budget according to how much you earn for yourself alone, unlike before. Regarding this, adding another source of income would be beneficial to help you handle and manage your struggling financial capability.  You can get a side gig or a part-time job that wouldn't coincide and affect your main job and put yourself

How to Organize Your Life And Save Money

Clutter was everywhere, and I couldn't think straight. I had a list of things to do in my office, and I could not get started because of the clutter. It was stressing me out, and I just walked away. Usually, I'm a very organized person, and that week I had a lot going on. Has this ever happened to you?  Photo by Wonderlane on Unsplash Conquering Clutter My task list was not going anywhere, so I turned back around and started straightening up my desk and getting my papers organized. I started separating my business papers, my employer's papers, and study material into a section of its own. My desk was back to normal, and I could breathe and think better. I took a couple of minutes to look at my accomplishment and reflect on how I got into that situation in the first place. I reminded myself that I needed to follow my list and take the time to organize one area before moving on to the next. If a cluttered desk is a sign of a cluttered mind, of what, then, is an empty desk a

Why Is My FICO Score Different Than My VantageScore?

Have you been searching the internet for ways to get your credit score for free? Well, there's always a catch when you see the phrase "Get your credit score at no charge!" You either have to sign up for a credit card or have a bank account with the company offering the free FICO score. You may also see that you can get your VantageScore for free if you sign up for Credit Karma. So, what's the difference between a VantageScore and a FICO credit score? And, how do they affect your ability to get credit? Let's review what your credit score consists of and the differences between the two scores. What's In A Credit Report? Your credit report comprises your personal information such as your name, date of birth, social security number, previous addresses, and employers. It includes all the types of credit you have, such as your mortgage, car loans, and credit card balances. You will be able to see any delinquent accounts such as past-due utilities, cell phone bills,

Budget-Friendly Gift Ideas for Any Occasion

Need a gift, but you don't know what to buy? Here are a few items you can gift to hard-to-shop-for friends, associates, or family members. No more wandering the store aisles. The perfect thing can be found here! All of the items in this gift guide are under $40 for the budget-conscious consumer. And yes, I've purchased everything on this list at one point in time to celebrate a special occasion, event, or just because. This post may include affiliate links. As an  Amazon Associate , I earn from qualifying purchases.  1.  Give the Gift of Amazon Prime Perfect as last-minute gifts or for those who have it all. Some key Prime benefits: FREE Two-Day Shipping on millions of items No minimum order size Instant streaming of thousands of movies and TV shows Unlimited, ad-free access to over a million songs and hundreds of playlists 2.  Audible Gift Memberships If you know an avid reader, this is a great gift to keep them engrossed in their next adventure or self-help book.  Every  Prem